/* Ask It Simply v2: shared styles for guides, finder, quiz, legal pages */
:root{--p:#7A3FE0;--pd:#5B2BB8;--k:#17141F;--k2:#211B2E;--lp:#A77BFF;--lav:#F6F1FF;--lav2:#EDE4FF;--w:#fff;--ink:#17141F;--ink2:#3E3752;--mut:#5A5270;--line:#E3D9F7;--ok:#1F7A4D;--warn:#8A4B00}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;font-size:100%}
html.big{font-size:118.75%}
body{font:400 1.125rem/1.65 ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;background:#FBF9FF;color:var(--ink);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto}
a{color:var(--pd);text-underline-offset:3px}
a:hover{color:var(--p)}
:focus-visible{outline:3px solid var(--lp);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:12px;top:-60px;background:var(--w);color:var(--k);padding:10px 16px;border-radius:10px;font-weight:700;z-index:10}
.skip:focus{top:12px}
.wrap{width:min(1080px,100% - 40px);margin-inline:auto}
.narrow{width:min(760px,100% - 40px);margin-inline:auto}
/* top bar */
.top{background:var(--k);color:var(--w);position:relative;overflow:hidden;isolation:isolate}
.top:before{content:"";position:absolute;right:-15%;top:-60%;width:60vmax;height:60vmax;background:radial-gradient(closest-side,rgba(122,63,224,.45),transparent);z-index:-1}
.bar{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 18px;padding:16px 0}
.brand{display:flex;align-items:center;gap:10px;color:var(--w);text-decoration:none;font-weight:800;font-size:1.2rem;letter-spacing:-.01em}
.brand img{width:36px;height:36px}
.brand:hover{color:var(--w)}
.nav{display:flex;flex-wrap:wrap;align-items:center;gap:4px 6px}
.nav a{color:#DCD3F0;text-decoration:none;font-size:1rem;font-weight:600;padding:8px 10px;border-radius:10px;min-height:44px;display:inline-flex;align-items:center}
.nav a:hover,.nav a[aria-current=page]{color:var(--w);background:rgba(167,123,255,.16)}
.tsize{font:inherit;font-size:1rem;font-weight:700;color:var(--w);background:rgba(167,123,255,.16);border:1px solid rgba(167,123,255,.4);border-radius:10px;min-height:44px;min-width:52px;padding:0 10px;cursor:pointer}
.tsize[aria-pressed=true]{background:var(--p);border-color:var(--p)}
.hero2{padding:26px 0 44px}
.crumbs{font-size:1rem;color:#C9BEE6;margin-bottom:14px}
.crumbs a{color:#DCD3F0}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li:before{content:"›";margin-right:6px;color:#9A90B5}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:1rem;font-weight:700;color:var(--lav);background:rgba(167,123,255,.14);border:1px solid rgba(167,123,255,.32);padding:6px 14px;border-radius:99px}
.top h1{font-size:clamp(2rem,6.5vw,3.25rem);line-height:1.08;letter-spacing:-.03em;font-weight:800;margin:14px 0 12px;max-width:22em}
.top h1 em{font-style:normal;background:linear-gradient(90deg,var(--lp),#D9C6FF);-webkit-background-clip:text;background-clip:text;color:transparent}
.top .sub{font-size:clamp(1.125rem,2.4vw,1.3rem);color:#E4DCF5;max-width:38em}
.byline{display:flex;flex-wrap:wrap;align-items:center;gap:6px 14px;margin-top:18px;color:#C9BEE6;font-size:1rem}
.byline img{width:32px;height:32px}
main{display:block}
.content{padding:40px 0 24px}
.content h2{font-size:clamp(1.5rem,3.6vw,1.9rem);letter-spacing:-.02em;line-height:1.2;margin:40px 0 12px}
.content h3{font-size:1.25rem;margin:26px 0 8px;letter-spacing:-.01em}
.content p,.content li{color:var(--ink2)}
/* Dark panels inside .content: text follows the panel's light color, not the page's dark body text */
.content :is(.tu-box,.ls-bar,.ls-readbar) :is(p,li){color:inherit}
.content .ls-readbar .ls-readbar-status{color:#DCD3F0}
.content p+p{margin-top:14px}
.content ul,.content ol{padding-left:1.4em;margin:12px 0}
.content li{margin:8px 0;padding-left:4px}
.content strong{color:var(--ink)}
.answer{background:var(--w);border:1px solid var(--line);border-left:6px solid var(--p);border-radius:18px;padding:22px 24px;box-shadow:0 14px 34px -24px rgba(122,63,224,.55)}
.answer .lbl{display:block;font-size:1rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--p);margin-bottom:6px}
.answer p{color:var(--ink)}
.tools{display:grid;gap:16px;margin:18px 0}
.tool{background:var(--w);border:1px solid var(--line);border-radius:18px;padding:20px 22px}
.tool h3{margin:0 0 4px}
.tool .where{font-size:1rem;color:var(--mut);margin-bottom:8px}
.tool .best{margin-top:8px;font-size:1rem;color:var(--ink)}
.prompt{position:relative;background:var(--k);color:#F3EEFF;border-radius:18px;padding:22px 22px 20px;margin:18px 0}
.prompt .lbl{display:block;font-size:1rem;font-weight:800;color:var(--lp);margin-bottom:8px}
.prompt p{color:#F3EEFF;font-size:1.125rem}
.copy{margin-top:14px;font:inherit;font-size:1rem;font-weight:700;color:var(--k);background:var(--lav);border:0;border-radius:12px;min-height:48px;padding:0 18px;cursor:pointer}
.copy:hover{background:var(--w)}
.note{background:#FFF7E8;border:1px solid #F1D7A6;border-radius:16px;padding:18px 20px;margin:22px 0;color:#4A3410}
.note strong{color:#3A2600}
.steps{counter-reset:s;list-style:none;padding:0!important}
.steps li{counter-increment:s;position:relative;padding-left:52px!important;margin:14px 0!important;min-height:40px}
.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:12px;background:var(--p);color:#fff;font-weight:800;display:grid;place-items:center}
.related{margin:36px 0 10px;display:grid;gap:12px}
.rel{display:block;background:var(--w);border:1px solid var(--line);border-radius:16px;padding:16px 20px;text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s}
.rel:hover{transform:translateY(-2px);box-shadow:0 14px 30px -20px rgba(122,63,224,.6);color:var(--ink)}
.rel .k{display:block;font-size:1rem;font-weight:700;color:var(--p)}
.rel b{font-size:1.125rem}
.signoff{margin-top:30px;font-weight:700;color:var(--ink)}
.cardgrid{display:grid;gap:16px;margin-top:24px}
.gcard{display:flex;flex-direction:column;background:var(--w);border:1px solid var(--line);border-radius:20px;padding:22px;text-decoration:none;color:var(--ink);box-shadow:0 14px 34px -26px rgba(122,63,224,.6);transition:transform .15s}
.gcard:hover{transform:translateY(-3px);color:var(--ink)}
.gcard .k{font-size:1rem;font-weight:700;color:var(--p)}
.gcard h2,.gcard h3{font-size:1.3rem;margin:6px 0 8px;letter-spacing:-.01em;line-height:1.25}
.gcard p{color:var(--mut);font-size:1.0625rem}
.gcard .go{margin-top:auto;padding-top:12px;font-weight:700;color:var(--pd)}
/* signup */
.join{background:var(--k);color:var(--w);border-radius:26px;padding:34px 26px;margin:44px 0 10px;text-align:center;position:relative;overflow:hidden;isolation:isolate}
.join:before{content:"";position:absolute;inset:-40% -20% auto auto;width:420px;height:420px;background:radial-gradient(closest-side,rgba(122,63,224,.55),transparent);z-index:-1}
.join h2{color:var(--w);margin:0 0 8px;font-size:clamp(1.5rem,4vw,2rem)}
.join p{color:#DCD3F0}
.embed{margin:20px auto 0;max-width:520px;height:56px;overflow:hidden;border-radius:10px}
.embed iframe{display:block;height:56px!important;width:100%!important;max-width:100%!important;border:0}
.fine{font-size:1rem;color:#C9BEE6;margin-top:10px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:54px;padding:0 24px;border:0;border-radius:14px;background:linear-gradient(135deg,#8550EE,var(--p));color:#fff;font:inherit;font-weight:700;font-size:1.0625rem;cursor:pointer;text-decoration:none;box-shadow:0 10px 30px -10px rgba(122,63,224,.8)}
.btn:hover{color:#fff;filter:brightness(1.07)}
.btn.ghost{background:transparent;border:2px solid var(--p);color:var(--pd);box-shadow:none}
/* footer */
.foot{background:var(--k);color:#C9BEE6;padding:34px 0 44px;margin-top:56px;font-size:1rem}
.foot a{color:#E4DCF5}
.foot .cols{display:grid;gap:22px}
.foot h2{font-size:1rem;color:var(--w);margin-bottom:8px;letter-spacing:.02em}
.foot ul{list-style:none}
.foot li{margin:6px 0}
.foot .legal{margin-top:24px;padding-top:18px;border-top:1px solid rgba(255,255,255,.1);color:#B4A9CF}
@media (min-width:700px){.cardgrid{grid-template-columns:repeat(2,1fr)}.tools{grid-template-columns:repeat(3,1fr)}.foot .cols{grid-template-columns:2fr 1fr 1fr 1fr}.related{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1000px){.cardgrid.three{grid-template-columns:repeat(3,1fr)}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}
/* finder */
.finder{background:var(--w);border:1px solid var(--line);border-radius:24px;padding:24px;box-shadow:0 20px 50px -30px rgba(122,63,224,.6);margin-top:-30px;position:relative}
.finder label.big{display:block;font-weight:800;font-size:1.25rem;margin-bottom:10px}
.frow{display:flex;flex-direction:column;gap:10px}
.finder input[type=search]{width:100%;min-height:58px;border-radius:14px;border:2px solid #CBB8F3;background:#FCFAFF;color:var(--ink);font:inherit;font-size:1.125rem;padding:0 18px}
.finder input[type=search]:focus{border-color:var(--p);outline:3px solid rgba(167,123,255,.4);outline-offset:1px}
.hint{font-size:1rem;color:var(--mut);margin-top:8px}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px;list-style:none;padding:0}
.chip{font:inherit;font-size:1rem;font-weight:600;color:var(--pd);background:var(--lav);border:1.5px solid var(--line);border-radius:99px;min-height:48px;padding:8px 16px;cursor:pointer;text-align:left}
.chip:hover{background:var(--lav2);border-color:var(--lp)}
.chip[aria-pressed=true]{background:var(--p);border-color:var(--p);color:#fff}
.result{margin-top:28px}
.result[hidden]{display:none}
.rhead{background:var(--k);color:var(--w);border-radius:22px 22px 0 0;padding:22px 24px}
.rhead .k{color:var(--lp);font-weight:700;font-size:1rem}
.rhead h2{color:var(--w);margin:4px 0 0;font-size:clamp(1.4rem,4vw,1.9rem)}
.rbody{background:var(--w);border:1px solid var(--line);border-top:0;border-radius:0 0 22px 22px;padding:22px 24px}
.pick{display:flex;flex-wrap:wrap;align-items:center;gap:8px 14px;background:var(--lav);border-radius:16px;padding:16px 18px}
.pick .badge{font-size:1rem;font-weight:800;color:#fff;background:var(--p);border-radius:99px;padding:4px 12px}
.pick b{font-size:1.25rem}
.alts{margin-top:10px;color:var(--mut)}
/* quiz */
.quiz fieldset{border:1px solid var(--line);background:var(--w);border-radius:20px;padding:20px 22px 14px;margin:0 0 18px}
.quiz legend{font-weight:800;font-size:1.2rem;padding:0 6px;line-height:1.35}
.quiz legend .qn{display:block;font-size:1rem;color:var(--p);font-weight:700}
.opt{display:flex;align-items:flex-start;gap:12px;border:1.5px solid var(--line);border-radius:14px;padding:12px 14px;margin:10px 0;cursor:pointer;min-height:52px}
.opt:hover{border-color:var(--lp);background:#FCFAFF}
.opt input{width:24px;height:24px;margin-top:3px;accent-color:var(--p);flex:none}
.opt:has(input:checked){border-color:var(--p);background:var(--lav)}
.progress{position:sticky;top:0;z-index:2;background:#FBF9FFee;backdrop-filter:blur(6px);padding:12px 0;margin-bottom:8px}
.pbar{height:10px;background:var(--lav2);border-radius:99px;overflow:hidden;margin-top:6px}
.pbar i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--p),var(--lp));transition:width .25s}
.err{color:#9B1C1C;font-weight:700;margin-top:10px}
.level{display:flex;gap:8px;margin:14px 0 4px}
.level span{flex:1;height:12px;border-radius:99px;background:var(--lav2)}
.level span.on{background:var(--p)}
.sr{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
/* fixes after visual QA */
.content .chips{padding:0;margin:14px 0 0}
.content .chips li{margin:0;padding:0}
.tools{grid-template-columns:1fr!important}
.wrap .tools{grid-template-columns:1fr}
[tabindex="-1"]:focus{outline:none}
.quiz fieldset{padding:18px 22px 12px}
.quiz legend{float:left;width:100%;padding:0;margin:0 0 6px}
.quiz legend+*{clear:both}
.opt span{line-height:1.45}
/* money in plain english */
.ribbon{display:inline-block;margin:0 0 14px;background:#FFF7E8;color:#3A2600;border-radius:10px;padding:6px 12px;font-size:1rem}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.btn.ghost.light{color:#fff;border-color:rgba(255,255,255,.55)}
.btn.ghost.light:hover{background:rgba(255,255,255,.08)}
.mstrip{margin-top:22px;font-size:1rem;color:#E4DCF5;background:rgba(255,255,255,.06);border:1px solid rgba(167,123,255,.35);border-radius:12px;padding:10px 14px;max-width:44em}
.mstrip a{color:#fff}
.lead{font-size:1.1875rem;max-width:44em}
.feat{list-style:none;padding:0!important;display:grid;gap:16px;margin:22px 0!important}
.feat li{background:var(--w);border:1px solid var(--line);border-radius:20px;padding:22px;margin:0!important}
.feat .ic{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--p);color:#fff;font-weight:800;margin-bottom:10px}
.feat h3{margin:0 0 6px}
.mchart{margin:28px 0 0;background:var(--w);border:1px solid var(--line);border-radius:22px;padding:16px;box-shadow:0 14px 34px -26px rgba(122,63,224,.6)}
.mchart img{display:block;width:100%;border-radius:12px}
.mchart figcaption{font-size:1rem;color:var(--mut);margin-top:10px}
.pbook{display:grid;gap:28px;align-items:start;margin-top:48px;background:var(--lav);border:1px solid var(--line);border-radius:26px;padding:28px}
.pbook h2{margin-top:8px}
.tag{display:inline-block;font-size:1rem;font-weight:800;color:#fff;background:var(--p);border-radius:99px;padding:4px 14px}
.toc{columns:1;margin-top:8px!important}
.cover{aspect-ratio:3/4;max-width:300px;width:100%;margin:0 auto;border-radius:10px 18px 18px 10px;background:linear-gradient(160deg,#2A1E44 0%,var(--k) 55%,#0E0B14 100%);color:#fff;display:flex;flex-direction:column;justify-content:space-between;padding:26px 24px;box-shadow:inset 8px 0 0 rgba(122,63,224,.85),0 28px 50px -24px rgba(23,20,31,.75);position:relative;overflow:hidden}
.cover:after{content:"$50";position:absolute;right:-8px;bottom:42px;font-size:6.5rem;font-weight:800;color:rgba(167,123,255,.22);letter-spacing:-.04em}
.cover .ck{font-size:1rem;font-weight:700;color:var(--lp)}
.cover .ct{font-size:1.75rem;font-weight:800;line-height:1.12;letter-spacing:-.02em}
.cover .cb{font-size:1rem;color:#DCD3F0;position:relative;z-index:1}
.tlist{list-style:none;padding:0!important}
.tlist li{margin:0!important;padding:22px!important}
.tlist p{color:var(--mut)}
.promise{margin-top:48px;background:var(--k);color:#fff;border-radius:26px;padding:28px}
.promise h2{color:#fff;margin-top:0}
.promise ul{list-style:none;padding:0!important}
.promise li{color:#E4DCF5!important;padding-left:34px!important;position:relative}
.promise li:before{content:"✓";position:absolute;left:0;top:0;color:var(--lp);font-weight:800}
.promise b{color:#fff}
.mdisc{margin-top:44px;background:#FFF7E8;border:1px solid #F1D7A6;border-left:6px solid #B7791F;border-radius:18px;padding:22px 24px}
.mdisc h2{margin-top:0;font-size:1.4rem}
.mdisc p{color:#4A3410!important}
.mdisc a{color:#6B3F00;font-weight:700}
.mdisc-foot{background:#100D17;color:#C9BEE6;padding:22px 0;font-size:1rem;margin-top:56px}
.mdisc-foot+.foot{margin-top:0}
.mdisc-foot a{color:#E4DCF5}
.mdisc-foot b{color:#fff}
@media (min-width:700px){.feat{grid-template-columns:repeat(3,1fr)}.pbook{grid-template-columns:260px 1fr;padding:36px}.promise{padding:36px}.toc{columns:2;column-gap:32px}}
/* sources */
.sources{margin-top:40px;border-top:1px solid var(--line);padding-top:8px}
.sources h2{font-size:1.4rem!important}
.sources ul{padding-left:1.2em}
.sources li{margin:6px 0;font-size:1rem}
.mchart .credit{display:block;margin-top:6px}
/* topics */
.ticon{flex:none;vertical-align:middle}
.eyebrow .ticon{margin-right:2px}
.tgrid{list-style:none;padding:0!important;display:grid;gap:16px;margin:8px 0 0!important}
.tgrid li{margin:0!important;padding:0!important}
.tcard2 a{display:flex;flex-direction:column;height:100%;background:var(--w);border:1px solid var(--line);border-radius:22px;padding:22px;text-decoration:none;color:var(--ink);box-shadow:0 14px 34px -26px rgba(122,63,224,.6);transition:transform .15s,box-shadow .15s;position:relative}
.tcard2 a:hover{transform:translateY(-3px);box-shadow:0 18px 40px -24px rgba(122,63,224,.7);color:var(--ink)}
.tcard2 .tico{display:grid;place-items:center;width:52px;height:52px;border-radius:16px;background:var(--lav);color:var(--pd);margin-bottom:12px}
.tcard2.live .tico{background:var(--p);color:#fff}
.tcard2 h2{font-size:1.3rem!important;margin:0 0 6px!important;letter-spacing:-.01em}
.tcard2 p{color:var(--mut)!important;font-size:1.0625rem}
.tcard2 .go{margin-top:auto;padding-top:14px;font-weight:700;color:var(--pd)}
.tcard2 .soon{position:absolute;top:18px;right:18px;font-size:1rem;font-weight:700;color:var(--mut);background:#F3EFFA;border-radius:99px;padding:2px 10px}
.task{position:relative;background:var(--w);border:1px solid var(--line);border-radius:22px;padding:24px 22px;margin:22px 0}
.task h2{margin:0 0 12px!important;padding-left:52px;min-height:40px;display:flex;align-items:center}
.task .tnum{position:absolute;left:22px;top:24px;width:40px;height:40px;border-radius:12px;background:var(--k);color:#fff;font-weight:800;display:grid;place-items:center}
.answer ol{margin:6px 0 0!important}
.gtopics{margin-top:12px}
.tchips{display:flex;flex-wrap:wrap;gap:8px}
.tchip{display:inline-flex;align-items:center;min-height:44px;padding:6px 14px;border-radius:99px;background:rgba(167,123,255,.16);border:1px solid rgba(167,123,255,.35);color:#F3EEFF!important;text-decoration:none;font-size:1rem;font-weight:600}
.tchip:hover{background:rgba(167,123,255,.3)}
.ctags{display:block;font-size:1rem;color:var(--mut);margin-top:2px}
.catrow{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}
.cat{display:inline-flex;align-items:center;gap:8px;font:inherit;font-size:1rem;font-weight:600;color:var(--ink);background:var(--w);border:1.5px solid var(--line);border-radius:12px;min-height:48px;padding:8px 14px;cursor:pointer}
.cat:hover{border-color:var(--lp)}
.cat[aria-pressed=true]{background:var(--k);border-color:var(--k);color:#fff}
#chips li[hidden]{display:none}
.interest{border:0;margin:18px auto 0;max-width:720px;text-align:left}
.interest legend{font-weight:700;color:#fff;margin:0 auto 10px;text-align:center;width:100%}
.iopts{display:grid;gap:8px}
.iopt{display:block;cursor:pointer}
.iopt input{position:absolute;opacity:0;width:1px;height:1px}
.iopt span{display:flex;align-items:center;gap:10px;min-height:48px;padding:8px 14px;border-radius:12px;border:1.5px solid rgba(167,123,255,.4);color:#F3EEFF;font-weight:600;font-size:1rem;background:rgba(255,255,255,.04)}
.iopt input:checked+span{background:var(--p);border-color:var(--p);color:#fff}
.iopt input:focus-visible+span{outline:3px solid var(--lp);outline-offset:2px}
.plan li{font-weight:600}
.tpick{display:block;margin-top:10px}
@media (min-width:640px){.iopts{grid-template-columns:repeat(2,1fr)}}
@media (min-width:700px){.tgrid{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1000px){.tgrid{grid-template-columns:repeat(4,1fr)}}